Residential, Commercial & Professional
Insurance Claim Dispute Consulting
Commercial Claims
Are you dealing with a Significant Property Loss?
Or damage to your business?
Residential Claims
TIRED OF FIGHTING THE INSURANCE COMPANY?
We help homeowners negotiate their Insurance Claims
and help take away the stress of negotiating.
Professional Claims
Consultants, Attorney’s Realtors & Broker’s
Do your clients need help recovering from a Disaster or Damage?
What to do after a Loss: Residential Checklist Commercial Checklist
What is a Loss Consultant?
A Loss Consultant is a professional that advises families and business owners through the process of proper claim preparation, presentation and adjustment following a loss or damage. A Loss Consultant may also work with attorney’s, serve as expert witness in trials ans act as an Appraiser if a Disputed Claim moves into the Appraisal method for Resolution.
What to Do after a Loss: Residential Checklist
We have prepared this checklist especially for individuals and families in the midst of a Residential Loss. If you have any questions not addressed on this checklist, please do not hesitate to contact us.
- Secure the property to prevent unauthorized access and protect it from further damage, if feasible.
- Keep a log complete with dates and times of all meetings and conversations you have with anyone connected with your claim./li>
- Keep receipts of any purchases/necessities from the date of your loss (i.e., lodging, food, boarding of animals, prescriptions etc.).
- Replace financial/personal records that may have been destroyed or damaged in your loss (i.e., checks, credit cards, ATM cards, driver’s license etc.).
- Secure alternate contact methods to ensure timely accessibility to insurance company, authorities, family and friends (i.e., new cell phone if yours was destroyed, a temporary number with an answering machine, work number etc.).
- Investigate temporary living options, both short term (hotel/motel) and long term (corporate apartment/rental home).
- Obtain a complete copy of your Insurance Policy and read carefully.
- Prepare questions to ask your insurance adjuster.
- Hire your own insurance claim expert(s): contractor, engineer and public adjuster.
What to Do after a Loss: Commercial Checklist
We have prepared this checklist especially for businesses in the midst of a Commercial Loss. If you have any questions not addressed on this checklist, please do not hesitate to contact us.
- Secure the property to prevent unauthorized access and protect it from further damage, if feasible.
- Choose a spokesperson/point of contact for handling communications between you company and the insurance company.
- Keep a log complete with dates and times of all meetings and conversations you have with anyone connected with your claim.
- Obtain a complete copy of your insurance policy and read carefully.
- Quickly develop a short-term plan for your business (i.e., open in temporary location, shut down etc.).
- Keep receipts for all purchases/services from the date of your loss.
- Hire your own insurance claim expert(s): contractor, engineer and public adjuster.
About ProBuilders
Regardless of the reason for your claim, if you are at a point where you believe that you have more of a claim than the Insurance company agrees to, and you would like to explore your options as how to proceed in the least expensive and quickest manner we can help.